Learn About Bayfield Colorado

Bayfield is a community of approximately 2300 residents that sits at an elevation of about 6900 feet, in the beautiful Pine River Valley, with spectacular vistas in all directions. Bayfield is located in southwest Colorado in La Plata County. Bayfield prides itself on our small town atmosphere and long-standing sense of community.  Bayfield School District has long been recognized as one of … Continue reading...

You Can Buy That “Fixer” or Upgrade Your Home With Renovation Funds

A big challenge for buyers in today’s tight market is finding a home in the right neighborhood, which is in acceptable condition, and the size they want. A great solution is buying a home in need of expansion, updating, and/or repairs and making it perfect. Renovation financing allows you to buy the home in a great location and have the money to make the home your dream-home after closing included … Continue reading...

BUYING A HOME WITH LIMITED FUNDS AND/OR MARGINAL CREDIT

In my 35 years as a mortgage originator and exclusive buyer’s representative, many prospective homebuyers have told me that they are delaying their purchase because of lack of money and/or their credit history. In some cases, delaying the purchase is necessary and prudent. However, in many cases the delay is unnecessary, resulting in a higher payment, a less desirable home, or being priced-out of … Continue reading...