The 30 fixed mortgage is the gold standard for financing the purchase or refinance of your home. There are a number of options to pay-off your mortgage early and save thousands of dollars in the process. To start, I’ll explain how the standard 30 year fixed mortgage works. A $300,000 mortgage with a 4% interest rate is used in this example. The payment is $1432.25 a month, principal and interest. … Continue reading...
Durango Real Estate Network
THE BENEFITS OF EXCLUSIVE REPRESENTATION
As Durango’s Exclusive Buyer’s Broker, I will be your advocate and provide you with the highest level of representation. With my assistance and guidance, you will find the perfect property, get the lowest price, receive the highest rebate from the Seller, and have a pleasant and stress-free experience
Testimonials
Dear Steve and Kathy, It was quite the epic search, and your hard work paid off in the end! Thanks very much for helping us look at properties with a discerning eye and guiding us through the financing process. We’re very happy with how it all turned out! With our appreciation, Olive and Thomas Holmes
We purchased a home in Durango though we live in the Phoenix area. It was a wonderful experience with the Setkas. They assisted us in finding everything from inspectors, to contractors, to a mortgage. They were friendly and helpful, but most importantly to us they showed great integrity. If we were to purchase another property in Durango, we would definitely contact the Setkas first.
Steve and Kathy, You sure made the home buying process fun and doable. Thanks for all your positivity and expertise in getting it to happen! Sincerely, Jean Hess
We found Steve and Kathy to be very knowledgeable about the area and the different areas that might appeal to us. They did an excellent job researching properties in our price range and when it came time to make an offer and execute a contract, they were extremely thorough. Steve took the time to go through the contract/offer with us step by step and added some things to the contract to protect our interests. Steve and Kathy were committed and helpful throughout the entire process and I woul… Read more
I’m sitting here in my new home we’re all moved in, and I can believe how easy this was for me and my family. I first heard about Steve and Kathy from one of my co-workers. He had mentioned he was a first time home buyer and how he was getting ready to move into his new house over the weekend. I asked him a few questions about his experience. He simply stated when you are ready and would like to work with a professional; there is a person who you should meet. He handed me Steve’s card, and the n… Read more
We just purchased a townhome in Durango and couldn’t be happier! Steve and Kathy were so helpful throughout the entire process. We live in Austin and couldn’t physically be there for the inspection, closing, etc., and they took care of everything in the most timely and professional manner creating a stress free experience. Steve got us a great deal and we couldn’t be more satisfied with the service provided. We highly recommend the Setkas if you are looking for a property in the area. They a… Read more
As a new home buyer I was a very nervous about buying a home. I was not exactly sure how things worked or even how to start. I was so grateful to have found Kathy and Steve, they supported me every step in buying my home. They made feel comfortable, answered all my questions and most of all they never pressured me to buy. I needed to take the time and they gave me that time. Steve would talk through the pros and cons of each property and really spend time with me. Steve and Kathy are professiona… Read more
Thank you so much for helping us learn about the home buying process and going house hunting with us! Kathy, thank you for all of your hard work getting the financing in place for us. Steve, thank you for all of your “first-time homebuyer” advice – we needed it. Thank you both for helping us get our dream cabin in the wood!
“Steve and Kathy have the patience of saints, with great determination. They were able to assist us in finding a financing option for our dream home despite great challenges. We appreciated their skill and foresight in being prepared for any obstacles that were thrown at us. Steve and Kathy are a great team and surround themselves with folks who get the job done. We will most certainly recommend them to other buyers!” Kenn, Mary and Jayne Bates
“As first time home buyers we had many questions and concerns. After meeting with several other agents it was obvious that Steve and his wife Kathy would be the perfect fit for us.Steve not only possessed the extensive industry knowledge to answer all our questions, but also the patience and professionalism to explain everything in great detail. Taking the time to discuss the ins and outs of the process helped put us at ease – which is exactly what was needed as first time home buyers.A local CP… Read more
