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Steve and Kathy, You sure made the home buying process fun and doable.  Thanks for all your positivity and expertise in getting it to happen!  Sincerely, Jean Hess

I always appreciate how quickly you respond to questions and concerns, as well as the patience and thoroughness you bring to your responses. As important as mortgages and home financing is, it can be a difficult, and often abstract, subject to comprehend, but one you’re always good at explaining. Lee Frazer

Dear Steve and Kathy, Ron and I want to thank you for continuing to show us properties for the 3+ years it took to make a purchase. You were so quick to get our questions answered and keep us informed.  We enjoyed our time with you and appreciate your help. Thanks, Ron and Nancy Knaack

“We found Steve and Kathy to be very knowledgeable about the area and the different areas that might appeal to us. They did an excellent job researching properties in our price range and when it came time to make an offer and execute a contract, they were extremely thorough. Steve took the time to go through the contract/offer with us step by step and added some things to the contract to protect our interests. Steve and Kathy were committed and helpful throughout the entire process and I would h… Read more

We just purchased a townhome in Durango and couldn’t be happier! Steve and Kathy were so helpful throughout the entire process. We live in Austin and couldn’t physically be there for the inspection, closing, etc., and they took care of everything in the most timely and professional manner creating a stress free experience. Steve got us a great deal and we couldn’t be more satisfied with the service provided. We highly recommend the Setkas if you are looking for a property in the area. They a… Read more

As a new home buyer I was a very nervous about buying a home. I was not exactly sure how things worked or even how to start. I was so grateful to have found Kathy and Steve, they supported me every step in buying my home. They made feel comfortable, answered all my questions and most of all they never pressured me to buy. I needed to take the time and they gave me that time. Steve would talk through the pros and cons of each property and really spend time with me. Steve and Kathy are professiona… Read more

“As first time home buyers we had many questions and concerns. After meeting with several other agents it was obvious that Steve and his wife Kathy would be the perfect fit for us.Steve not only possessed the extensive industry knowledge to answer all our questions, but also the patience and professionalism to explain everything in great detail. Taking the time to discuss the ins and outs of the process helped put us at ease – which is exactly what was needed as first time home buyers.A local CP… Read more

Hi Steve, We’ve been impressed with the job you have been doing for us!  We would not hesitate to recommend you to anyone we know looking for a Realtor/Broker/Mortgage Loan Originator. Your combination of skills is really an asset to buying a home.  Adelle Anderson

I just wanted to say thank you for all your hard work! You both ROCKED it! Bill Wilson

We found Steve and Kathy to be very knowledgeable about the area and the different areas that might appeal to us. They did an excellent job researching properties in our price range and when it came time to make an offer and execute a contract, they were extremely thorough. Steve took the time to   go through the contract/offer with us step by step and added some things to the contract to protect our interests. Steve and Kathy were committed and helpful throughout the entire process and I woul… Read more