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Dear Steve and Kathy, It was quite the epic search, and your hard work paid off in the end!  Thanks very much for helping us look at properties with a discerning eye and guiding us through the financing process. We’re very happy with how it all turned out! With our appreciation, Olive and Thomas Holmes

“As first time home buyers we had many questions and concerns. After meeting with several other agents it was obvious that Steve and his wife Kathy would be the perfect fit for us.Steve not only possessed the extensive industry knowledge to answer all our questions, but also the patience and professionalism to explain everything in great detail. Taking the time to discuss the ins and outs of the process helped put us at ease – which is exactly what was needed as first time home buyers.A local CP… Read more

We just purchased a townhome in Durango and couldn’t be happier! Steve and Kathy were so helpful throughout the entire process. We live in Austin and couldn’t physically be there for the inspection, closing, etc., and they took care of everything in the most timely and professional manner creating a stress free experience. Steve got us a great deal and we couldn’t be more satisfied with the service provided. We highly recommend the Setkas if you are looking for a property in the area. They a… Read more

Hi Steve, We’ve been impressed with the job you have been doing for us!  We would not hesitate to recommend you to anyone we know looking for a Realtor/Broker/Mortgage Loan Originator. Your combination of skills is really an asset to buying a home.  Adelle Anderson

Thank you so much for helping us learn about the home buying process and going house hunting with us! Kathy, thank you for all of your hard work getting the financing in place for us. Steve, thank you for all of your “first-time homebuyer” advice – we needed it. Thank you both for helping us get our dream cabin in the wood!

Steve (and Kathy) were fantastic!  I am from Texas and found Steve while looking for an agent.  Most importantly, he knew his stuff.  I have negotiated multi-million-dollar deals so I knew complexity could be a challenge.  Not for Steve and Kathy.  From market analysis to small details- Steve always had incredibly helpful input.  He was very responsive and patient as we navigated the real estate market.  We (eventually) found a great property and the closing went by smoother than I antici… Read more

As a new home buyer I was a very nervous about buying a home. I was not exactly sure how things worked or even how to start. I was so grateful to have found Kathy and Steve, they supported me every step in buying my home. They made feel comfortable, answered all my questions and most of all they never pressured me to buy. I needed to take the time and they gave me that time. Steve would talk through the pros and cons of each property and really spend time with me. Steve and Kathy are profess… Read more

“Steve and Kathy have the patience of saints, with great determination. They were able to assist us in finding a financing option for our dream home despite great challenges. We appreciated their skill and foresight in being prepared for any obstacles that were thrown at us. Steve and Kathy are a great team and surround themselves with folks who get the job done. We will most certainly recommend them to other buyers!” Kenn, Mary and Jayne Bates

We purchased a home in Durango though we live in the Phoenix area. It was a wonderful experience with the Setkas. They assisted us in finding everything from inspectors, to contractors, to a mortgage. They were friendly and helpful, but most importantly to us they showed great integrity. If we were to purchase another property in Durango, we would definitely contact the Setkas first.

“We found Steve and Kathy to be very knowledgeable about the area and the different areas that might appeal to us. They did an excellent job researching properties in our price range and when it came time to make an offer and execute a contract, they were extremely thorough. Steve took the time to go through the contract/offer with us step by step and added some things to the contract to protect our interests. Steve and Kathy were committed and helpful throughout the entire process and I would h… Read more