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Thank you so much for helping us learn about the home buying process and going house hunting with us! Kathy, thank you for all of your hard work getting the financing in place for us. Steve, thank you for all of your “first-time homebuyer” advice – we needed it. Thank you both for helping us get our dream cabin in the wood!

Hi Steve, We’ve been impressed with the job you have been doing for us!  We would not hesitate to recommend you to anyone we know looking for a Realtor/Broker/Mortgage Loan Originator. Your combination of skills is really an asset to buying a home.  Adelle Anderson

“Steve and Kathy have the patience of saints, with great determination. They were able to assist us in finding a financing option for our dream home despite great challenges. We appreciated their skill and foresight in being prepared for any obstacles that were thrown at us. Steve and Kathy are a great team and surround themselves with folks who get the job done. We will most certainly recommend them to other buyers!” Kenn, Mary and Jayne Bates

We found Steve and Kathy to be very knowledgeable about the area and the different areas that might appeal to us. They did an excellent job researching properties in our price range and when it came time to make an offer and execute a contract, they were extremely thorough. Steve took the time to   go through the contract/offer with us step by step and added some things to the contract to protect our interests. Steve and Kathy were committed and helpful throughout the entire process and I woul… Read more

“As first time home buyers we had many questions and concerns. After meeting with several other agents it was obvious that Steve and his wife Kathy would be the perfect fit for us.Steve not only possessed the extensive industry knowledge to answer all our questions, but also the patience and professionalism to explain everything in great detail. Taking the time to discuss the ins and outs of the process helped put us at ease – which is exactly what was needed as first time home buyers.A local CP… Read more

Dear Steve and Kathy, It was quite the epic search, and your hard work paid off in the end!  Thanks very much for helping us look at properties with a discerning eye and guiding us through the financing process. We’re very happy with how it all turned out! With our appreciation, Olive and Thomas Holmes

Steve and Kathy, You sure made the home buying process fun and doable.  Thanks for all your positivity and expertise in getting it to happen!  Sincerely, Jean Hess

We just purchased a townhome in Durango and couldn’t be happier! Steve and Kathy were so helpful throughout the entire process. We live in Austin and couldn’t physically be there for the inspection, closing, etc., and they took care of everything in the most timely and professional manner creating a stress free experience. Steve got us a great deal and we couldn’t be more satisfied with the service provided. We highly recommend the Setkas if you are looking for a property in the area. They a… Read more

I want you to commend you for your above and beyond excellent real estate services. You and Kathy do an all around great job! I’m glad we have you in town!

I always appreciate how quickly you respond to questions and concerns, as well as the patience and thoroughness you bring to your responses. As important as mortgages and home financing is, it can be a difficult, and often abstract, subject to comprehend, but one you’re always good at explaining. Lee Frazer