Are They Right for You? An Earthship home is made from natural and unrecycled materials and is powered by solar. These homes are intended to be “off the grid” with little or no reliance on public utilities and fossil fuels. This type of home was developed by Michael Reynolds of Taos, New Mexico; the term “Earthship” is his registered trademark. According to Wikipedia, an Earthship home has to … Continue reading...

Bayfield is a community of approximately 2300 residents that sits at an elevation of about 6900 feet, in the beautiful Pine River Valley, with spectacular vistas in all directions. Bayfield is located in southwest Colorado in La Plata County. Bayfield prides itself on our small town atmosphere and long-standing sense of community.  Bayfield School District has long been recognized as one of … Continue reading...

In my 35 years as a mortgage originator and exclusive buyer’s representative, many prospective homebuyers have told me that they are delaying their purchase because of lack of money and/or their credit history. In some cases, delaying the purchase is necessary and prudent. However, in many cases the delay is unnecessary, resulting in a higher payment, a less desirable home, or being priced-out of … Continue reading...

Buyers and Sellers customarily pay certain closing costs in a real estate transaction. The buyer’s costs can be paid by the buyer at closing, the buyer’s lender, and/or the lender. Buyers should discuss the various options for covering their closing costs early in the process with their lender and agent; so your preferred closing cost strategy is determined before you make an offer on a home. In … Continue reading...

SEVEN THINGS TO EXPECT FROM A BUYER’S AGENT Most prospective home-buyers think is the most important benefit of working with a buyer’s agent is their ability to find available homes. This is a major part of what a competent agent does; however, there are a number of equally important services they provide. These include explaining the contract and documents, determining a home’s value, negotiating … Continue reading...